76+ countries · 7/24 · Since 2016

Breakdown cover Europe-Turkey

SD ASSIST is with you across all of Europe — the route home and every Balkan country, Greece included. 35 countries, 700+ technicians, 24/7 coordination.

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Assistance Packages

Choose the assistance package that best suits your needs.

EURO PREMIUM
Car · SUV · 4x4 · Van
Most popular
150/yr
EV vehicles included
13 / mo
Valid Across Europe and Turkey
European Union · Switzerland · Norway · Balkans · Türkiye (81 provinces) · Northern Cyprus

Emergency Roadside

  • 24/7 emergency towing and breakdown cover
  • On-the-spot help: tyre · battery
  • Towed to the nearest authorised service with no distance limit

Accommodation

  • Breakdown or accident? Up to 5 nights' hotel on us

Replacement Vehicle (Rent a Car)

  • Car in service, you on the road — replacement car up to 5 days

Wrong Fuel Assistance

  • Instant help for the wrong fuel

Auto Locksmith

  • Lost your key? A locksmith is on the way

Vehicle & Passenger Repatriation

  • Your car brought back to your door*
  • You and your family or co-travellers return home safely by flight, train, bus or taxi*
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24/7 supportSecure payment
Electric & hybrid (EV/PHEV) vehicles are included in all packages — no extra charge.

* These services apply when the relevant conditions are met: if your vehicle cannot be repaired in the country where it broke down, if the required spare parts or an authorized service are unavailable, or if the repair exceeds a reasonable expected time.

Package Comparison Table

Detailed comparison of limits, exclusions, and covered services.

Euro Premium
Core Services
  • Breakdown Cover in Europe
  • Breakdown Cover in the Balkans
  • Breakdown Cover in Turkey
  • On-site Repair
  • Towing to Nearest Garage
Accommodation & Rental Car
  • Hotel Accommodation
    Max 5 Days
  • Replacement Vehicle (Rent a car)
    Max 5 Days
Repatriation & Return
  • Return Home by Flight/Bus
  • Vehicle returned to your country of residence borders
Special Situations
  • Wrong Fuel Assistance
  • Auto Locksmith
UK Premium
Core Services
  • Breakdown Cover in the UK
  • Breakdown Cover in Europe
  • Breakdown Cover in the Balkans
  • Breakdown Cover in Turkey
  • On-site Repair
  • Towing to Nearest Garage
Accommodation & Rental Car
  • Hotel Accommodation
    Max 5 Days
  • Replacement Vehicle (Rent a car)
    Max 5 Days
Repatriation & Return
  • Return Home by Flight/Bus
  • Vehicle returned to your country of residence borders
Special Situations
  • Wrong Fuel Assistance
  • Auto Locksmith
Balkan Premium
Core Services
  • Breakdown Cover in the Balkans
  • On-site Repair
  • Towing to Nearest Garage
Accommodation & Rental Car
  • Hotel Accommodation
    Max 5 Days
  • Replacement Vehicle (Rent a car)
    Max 5 Days
Repatriation & Return
  • Return Home by Flight/Bus
  • Vehicle returned to your country of residence borders
Special Situations
  • Wrong Fuel Assistance
  • Auto Locksmith
EV vehicles included
All plans include 24/7 multilingual emergency assistance center.
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What is included?

All SD ASSIST packages include these core services. Coverage limits vary by package.

Breakdown cover & towing

Breakdown cover across Europe (all EU, Switzerland, United Kingdom, Norway), the Balkan countries, all of Türkiye (81 provinces) and Northern Cyprus; transport to an authorised garage.

Up to 3x per membership year

Accommodation

If your vehicle cannot be repaired the same day, SD ASSIST covers hotel costs for you and your passengers.

Max. €50/person/night, max. 5 nights

Replacement vehicle

While your vehicle is being repaired, you can use a replacement vehicle or receive a daily allowance.

In Turkey max. 5 days / In Europe max. €50/day

Vehicle and Passenger Return

If your vehicle cannot be repaired within 21 working days, SD ASSIST arranges the return of your vehicle and passengers.

Minimum vehicle value €15,000 required

Medical assistance

Medical emergency on the road? SD ASSIST coordinates hospital admission, medical evacuation and repatriation.

All packages

Stolen vehicle assistance

If your vehicle is stolen, SD ASSIST assists with customs procedures and arranges your return journey.

All packages

Wrong fuel

Wrong fuel? SD ASSIST sends immediate assistance to protect your engine.

All packages

Auto locksmith

Keys locked inside or lost? SD ASSIST sends a locksmith so you can quickly continue your journey.

All packages
IMPORTANT

What's Not Included?

Transparency is our priority. The following situations fall outside the scope of all packages.

Breakdowns or damage existing or reported before the policy start date
Racing, rallying, speed trials or off-road use
Driving under the influence of alcohol or drugs, or without a valid licence
Cost of fuel, oil, spare parts, repair materials, labour and diagnostics
Indirect losses and loss of profit arising from commercial freight transport
Events caused by natural disasters, war, terrorism, strikes and riots
Events occurring outside the geographic limits stated in the policy
Events occurring before the 5-day (120-hour) waiting period has elapsed
Recurring faults caused by lack of regular maintenance
For the full list of exclusions, please refer to the general and special policy terms.
EV Support

Protection Built for Electric Vehicles

Designed for the unique needs of electric and hybrid vehicles — included in all our packages at no extra charge.

Out-of-Charge Support

If your battery runs out on the road, we tow your vehicle free of charge to the nearest suitable charging station.

Battery & High-Voltage Safety

Safe intervention by teams trained on high-voltage systems.

Charging Cable & Adapter

On-site solutions and guidance for cable faults or incompatibility.

AC/DC Guidance

Information on the right charge type for your vehicle and the nearest fast-charging point.

When Does Your Cover Start?

Your SD ASSIST policy takes effect 5 days (120 hours) after purchase. This waiting period is standard across the industry and prevents existing breakdowns from being insured retroactively.

Membership & Payment

Your membership is confirmed; your policy reaches your inbox within 24 hours.

5-Day Waiting

The policy is registered; the 120-hour activation process runs. (If urgent start is selected, it begins within 24 hours.)

Cover Active

At the end of day 5, 24/7 breakdown cover is fully active.

The policy does not apply to an existing breakdown before the waiting period ends.

Frequently Asked Questions

Your questions before purchase

Have more questions? Contact us

Coverage area

Belgium
Netherlands
Luxembourg
Germany
France
Austria
Switzerland
Spain
Italy
Portugal
Ireland
Denmark
Sweden
Finland
Norway
United Kingdom
Poland
Czech Republic
Slovakia
Hungary
Lithuania
Latvia
Estonia
Greece
Bulgaria
Romania
Türkiye
Serbia
Croatia
Slovenia
Bosnia-Herzegovina
Montenegro
North Macedonia
Albania
Kosovo
Northern Cyprus

35+ countries covered across Europe and Turkey

Breakdown Help, Recovery & Replacement Car — Europe–Turkey | SD ASSIST